2026
Savings account vs. investing — run the numbers yourself.
After 20 years
Savings Account
$0
Interest earned: $0
Invested (S&P 500)
$0
Growth earned: $0
You put in
$0
Multiplier
0x
What if you stop saving and just let it grow?
After your saving years, stop contributing and let compound interest do the rest.
Savings (coasting)
$0
No new deposits
Invested (coasting)
$0
No new deposits
You put in (total)
$0
Multiplier
0x
← Saving years | Coasting years →
Investment returns based on S&P 500 historical average (~10%/yr).
Actual returns vary year to year. Past performance ≠ future results.
But over any 20+ year period in history, the market has always grown.